Q1. I came across an article on the web stating that mobile cash-back schemes are not permissible and are a form of riba.
Q2. Also taking into account that ulema have stated the impermissibility of photography of animate things, would the sales of mobile phones that have camera and/or video recording features be permissible or not ? perhaps it is permissible on the premise that one is not responsible for anothers actions as the mobile device can be used for photography of both animate and inanimate thingsCash back schemes are quite popular in Uk, basically how they work is:
When you take out a promotional offer on a given mobile package you are entitled to claim cash back. The amount is usually the difference in line rental to what you are paying
Example 1- 300 minute tariff is £35 per month. Agent price is £5 per month for the first 6 months; customer claims £25 cashback per month for the first 6 months
Example 2- 200 minute tariff is £30 per month. Agent price is FREE for the first 6 months; customer claims £30.00 cashback per month for the first 6months
Usually you will have 30 days from the date your bill is issued to claim your cash back. As soon as you receive your network phone bill, you take it ( or post ) to the agent (outlet) where you took out the contract. After necessary verification you will receive your cashback payment within 7 working days, forwarded directly into your bank account.
Please can the ulema clarify the above. I would appreciate a quick response.