Originally Posted by Jafarr
what you seem to be describing seems to be best summed up in the following:
“Yahya related to me from Malik that he had heard that receipts
(sukukun) were given to people in the time of Marwan ibn al-Hakam
for the produce of the market of al-Jar. People bought and sold the
receipts among themselves before they took delivery of the goods.
Zayd ibn Thabit, one of the Companions of the Messenger of Allah,
may Allah bless him and grant him peace, went to Marwan ibn Hakam
and said, ‘Marwan! Do you make usury Halal?’ He said, ‘I seek refuge
with Allah! What is that?’ He said, ‘These receipts which people buy
and sell before they take delivery of the goods.’ Marwan therefore sent
guards to follow them and take them from people’s hands and return
them to their owners.”
Thus the simple answer to your question would be, unacceptable.